Terms and Conditions
Welcome to our website.
If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our Privacy Policy and Legal Notice governs Polaris Reinsurance Solutions FlexCo’s relationship with you in relation to this website.
The term "Polaris Reinsurance Solutions FlexCo" or "us" or "we" refers to the owner of the website whose registered office is Kärntner Ring 5-7, 1010 Wien, Austria.
The term "you" refers to the user or viewer of our website.
By continuing to use this website, you expressly acknowledge that you have read, understood, and agreed to these Terms and Conditions in full.
The use of this website is subject to the following terms of use:
1. The content of the pages of this website is for your general information and use only. It is subject to change without notice. All reasonable measures are taken by us to ensure that this website is operational all day, every day. However, occasionally technical issues may result in some downtime and, accordingly, we will not be liable if this website is unavailable at any time.
2. Any material that a visitor to this website sends or posts to this website will be treated as non-proprietary and non-confidential. We shall be entitled to copy, disclose, distribute or use for such other purpose as we deem appropriate all material provided to us, except for personal information, the use of which is covered under our Privacy Policy. Polaris Re does not accept or consider unsolicited business ideas, project proposals, or concepts. Submissions sent regardless of this disclaimer will be treated as non-confidential, and Polaris shall be under no obligation to acknowledge, return, or compensate the sender in any way.
3. When using this website, you must not post or transmit to it any material:
- for which you have not obtained all necessary consents;
- that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offence, give rise to a civil liability, or otherwise violates the law in Austria;
- which is harmful in nature, including but not limited to computer viruses, Trojan horses, corrupted data, or other malicious software or data.
We will fully co-operate with any law enforcement authorities or court order requiring us to disclose the identity or other details of any person posting material to this website in breach of the above.
4. Neither we nor any third parties provide any warranty or guarantee regarding the accuracy, timeliness, performance, completeness or suitability of the information and materials found on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly disclaim liability for any such inaccuracies or errors to the fullest extent permitted by law.
5. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. You are solely responsible for ensuring that any products, services or information available through this website meet your specific requirements. Use of the website is at your sole discretion and risk. Polaris also disclaims all liability arising from service interruptions, delays, or failures in data delivery, including losses of programs or data.
6. This website contains material which is owned by or licensed to us, including, but is not limited to, the design, layout, look, appearance and graphics. Any unauthorised reproduction, distribution, modification or use of these materials is strictly prohibited without prior written consent.
7. All trademarks, logos, and brand names appearing on this website, which are not the property of, or licensed to the operator, are lawfully used.
8. Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
9. From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). We also assume no responsibility for the privacy policies or terms of use of such third-party websites. Users are advised to carefully review the legal and privacy notices of any external websites before interacting with their content or services.
10.You may not create a link to this website from another website or document without our prior written consent.
11.We use appropriate technical and organizational measures to protect user information from unauthorized access and misuse. These measures are regularly reviewed and updated in line with technological developments. Users are encouraged to take precautions when accessing the website over public networks.
12.Your use of this website and any dispute arising out of such use of the website is subject to the laws of Republic of Austria.
13. Whilst we do take all reasonable steps to make sure that the information on this website is up to date and accurate, we do not guarantee that all material is free from errors at all times. All material on this website is provided without any warranty of any kind. You use the material on this website at your own risk.
14. Polaris Re reserves the right to modify or update these Terms and Conditions at any time without prior notice. Updates will be published on this page and will take immediate effect upon publication. Users are encouraged to review this section periodically.